Jennifer sat at the table with lots of papers spread out in front of her. Mark walked into the room and asked, “What are you doing?”
Jennifer took a deep sigh and said, “Trying to figure out my finances. There is a new 401K option at work and I just want to invest it wisely.”
“How many different possible investments do they offer?”
“Basically three. Conservative, moderate and aggressive. And I’ve heard good things about all of them. But I want to pick the right one.”
“Can you split it out over all of them?”
“Oh, I don’t know. I just assumed I had to commit to one.”
“You might want to read further. Most 401Ks will let you diversify instead of being stuck in one program. After all you don’t want your eggs all in one basket. If something goes wrong you lose everything.”
“Good point Mark, thanks!”
Written for Fandango’s February Expressions (FFE) #20
Leigha Robbins 
Sound advice.
Thanks, something my mom taught me years ago.
She was wise and so are you for listening to her. Many children waste the opportunity to learn by being to headstrong to listen.
I had my moments of not listening too… LOL!
We all had them. It’s in the nature of a young person.
Yep…spread the risk…almost always a wise choice.